Shouldnt he or she still have to ask for permission first though? To make the owner aware that he is using their content.
On credit card related issues:
I am only 15, and can't exaclty pay to go online with PSO using a credit card.. neither of my parents have a credit card, they only have a debit card. Is it possible to pay for a hunters license using a debit card in the UK?
As long as it's not Visa Electron or Solo, yes. That's what I use, a debit card.