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I take:

Red Saber (never found anything better)
Frozen Shooter (Always)
Spread Needle
Spirit Garment
Secret gear
Cure Shock
3 Metal Bodies
Trap vision
Anti paralysis
Varaha (Balanced)

Even with a full bank, it so sucks to die and lose the extra I'm carrying. I take only the necessary weapons so I can pick up armor and mystery items to sell. If nothing else, that money can be transferred to help max the bank of other characters. Plus the occasional death and the ridiculous cost of stars to boost the mags syncro to 120.