the online rules, as no one seems to know them... even legit people

[Poo Fly]

this is the bit we need methinks:

You are prohibited from engaging in the following activities:
Alteration of a PSO character's statistics.
Unauthorized creation of a PSO character.
Alteration of PSO character equipment/item data.
Unauthorized creation of PSO equipment/item data.
Alteration of any of PSO's provided features, storyline, or game contents.
Impersonation of, or misrepresenting your affiliation with, any other person, including without limitation, PSO Customer Support, SEGA, or any employee of SEGA.
Accessing or using any Serial Number, Access Key or Account of another PSO subscriber.

You are also prohibited from:
Creating or distributing (includes rendering distributable) programs and/or data intended to be used for cheating activities to another PSO user or third party.
Taking advantage of any bug discovered in the PSO or PSO Server to gain any advantage, as well as communicating the existence of any such bug, in any form, to another PSO user or third party.
Attempting to intercept, decode, reverse engineer, reverse decompile, reverse assemble or otherwise alter any data or messages sent to or from the PSO Server.

The breach of any of the Rules of Conduct herein may result in the issuance of a warning, termination of your rights to access the online features of Phantasy Star Online and/or legal action against You. See the Subscriber Agreement for complete terms.